Paying for Treatment at Clínica Sandalf

If treatment at our clinic in Benalmádena is covered by international private medical insurance, your insurer may be able to pay for it directly. Clínica Sandalf works directly with foreign private insurers, but not with Spanish private insurers. Some Spanish policies may reimburse 80–90% of our fees, so please confirm your cover with your insurer or broker.

For outpatient treatment, payment is due on the day of treatment. You can then claim reimbursement from your insurer using the itemised invoice provided by the clinic. For inpatient or day-case procedures, we request payment confirmation from your insurer before treatment.

We can contact your insurer, including in urgent cases, and request a letter of guarantee of payment. This allows Clínica Sandalf and the cooperating private hospital to deal directly with the insurer. Some policies include an excess, which may be up to 20% of the total bill and remains payable by the patient.

If an inpatient procedure is not covered and no guarantee of payment can be provided, a deposit based on the type of procedure is required at the pre-operative consultation.

Under certain circumstances, a payment plan can be discussed. Please contact Clínica Sandalf with any questions. International visitors may also find our information for international patients useful.